Agency lending

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Leverage the full breadth of our agency lending program to help boost returns in a highly competitive market. Working with us, you have access to a dedicated risk management structure, borrower default indemnification and multiple routes to market with customized lending programs and third-party securities lending solutions – built on 50 years of experience. We work closely with you to manage all your lending activities from pre- to post-trade.

Our extensive distribution network is supported by a combination of our large borrower base, electronic trading capabilities, broad collateral flexibility and access to non-traditional demand.

Risk management
We maintain consistent and comprehensive risk management controls, providing rigorous oversight and transparency to help ensure the safety of your assets.

Direct access lending
Enabling direct principal loans between lending and borrowing clients, we combine our agency lending and enhanced custody programs to create a seamless peer-to-peer model, supported by the operational efficiency and expertise of a managed securities lending solution.

Asset and liability management
Our team aligns your risk and return objectives with your loan activity, providing access to our dedicated global cash management team and offering solutions that help you anticipate and navigate market events.

Cash collateral reinvestment with State Street Global Advisors
You also benefit from our dedicated team of reinvestment specialists who provide a customized solution to collateral reinvestment, allowing you to determine portfolio guidelines according to your risk appetite.

Customized reporting
We deliver reporting in several base currencies and frequencies, based on your preference. With access to our online client reporting portal, you gain insightful market commentary from our industry experts.

The evolution of agency lending

The State Street difference

Backed by 50 years of experience, our agency lending program provides customized custodial and third-party securities lending solutions that take you from pre-trade to post-trade. Our range of distribution channels — with 145 borrowers1 globally and 32 flow traders specialized by asset class/trade — increases your loan opportunities, while you benefit from a dedicated risk management structure and borrower default indemnification by an AA- rated1 institution, the joint-highest of any agent lender.

By the Numbers


We’re proud to be recognized as an industry leader across our agency lending solutions, partnerships and insights.

  • State Street named Asian Lender of the Year in the Securities Finance Times Industry Excellence Awards 2024
  • State Street Agency Lending named Americas Lender of the Year in the Securities Finance Times Industry Excellence Awards 2023
  • State Street Agency Lending recognized as Best in Securities Lending for the ninth consecutive year in The Asset Triple A Sustainable Investing Awards 2023

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