Solutions

Financing Solutions

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To succeed in fast-moving markets, you need an advantage. With creativity, speed and innovation at the core, our financing solutions let you access the capital you need to streamline and accelerate performance. Our Agency Lending, Prime Services and Secured Financing businesses work together to deliver a holistic, flexible set of financing capabilities that give you a competitive edge.

Agency Lending

State Street manages one of the largest and most sophisticated agency lending programs in the world. With more than 50 years of experience in securities lending, we combine the strength and efficiency of a world-class custody infrastructure with a securities lending business powered by cutting-edge technology, research, and innovation to help you generate alpha consistently.

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Prime Services

Our Prime Services business leverages the power of our industry-leading custody and securities lending programs to deliver a wide range of unique products to our clients. We provide stable financing tools, broad access to securities, and greater control over assets, supported by creative, flexible, and capital-efficient solutions.

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Secured Financing

We offer scalable Secured Financing solutions to meet a range of trading strategies, and cash investment and borrowing needs. As a global market-leading innovator in central clearing, we serve more than 150 clients with our sponsored repo service via the Fixed Income Clearing Corporation (FICC). Our peer-to-peer repo financing structure offers diversity in asset class and counterparty financing, while our secured fund financing service provides the stability of a traditional financing facility combined with the funding efficiency of a robust securities lending program.

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Financing Hub

The Financing Hub is your gateway to our full suite of financing solutions. It gives you real-time access to tools, data, and insights that streamline workflows, support smarter decisions, and help you stay ahead of market shifts.

With the Financing Hub platform, you can:

Make faster, smarter decisions using real-time visibility and customizable data views
Analyze and report flexibly with simulations, performance tracking, and tailored dashboards
Enhance collaboration and strategy through seamless integration and proprietary insights

Owen Nichols, head of Financing Solutions Sales and Client Management, and Ingvar Sigurjonsson, head of Platforms and Data for Financing Solutions, explore how the platform delivers transparency, optimization and execution tools to clients.

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OWEN: Ingvar. You've been central to a number of client conversations related to establishing internal treasury functions. What's motivating clients to go down that path?

INGVAR: You know, it all starts with regulations. So UMR, mandatory clearing. They're just a couple of examples. But sometimes complying with that regulation can actually lead to increased market pressures. So if you are posting more collateral, you're exposed to margin calls.

And we've seen in volatile times those can swing wildly. So that's really focused our client's attention on balance sheet management and non-liquidity management.

And that's from a risk management perspective. But it's also an opportunity for them because if you can intelligently allocate your balance sheet to generate liquidity and revenue, that really creates a differentiator for you in the market.

OWEN: So what are some of the challenges that clients are encountering on this journey?

INGVAR: First and foremost, clients are outgrowing spreadsheets. Those static and backward-looking reports that we're all used to. They don't cut it anymore. Clients need timely access to data. They need the quantitative tools to efficiently allocate their assets and optimize. And increasingly, they're looking for a suite of tools pre-trade to post-trade.

And those tools need to be flexible so that clients can optimize to their goals, to their financial constraints. Because every client is different.

OWEN: So then how is State Street's Financing Hub analytics specifically helping clients with this challenge?

INGVAR: State Street's uniquely positioned to step into this space and partner with our clients as a custodian and a financing provider, we have a lot of their data in-house, and we have the expertise to manage it. We've spent years developing and deploying innovative financial products on the execution side. So you take the data, you take the execution products, you link them together with analytics and optimization tools. That's what Financing Hub is, and that's what we're delivering. That puts our clients in a strong position in today's market.

OWEN: An exciting offering. We're excited to hear more about it. Thanks, Ingvar.

Awards

Securities Finance Times Industry Excellence Awards, 2025 Americas Lender of the Year
Securities Finance Times Industry Excellence Awards 2025, Americas Repo Team of the Year
Asia Asset Management Best of the Best Awards 2026, Best Securities Finance Manager
The Asset 2015-2025 Best in Securities Lending, 10^th consecutive year

Resources to help you meet US Treasury clearing requirements

Our US Treasury Clearing mandate hub provides a centralized set of resources and solutions to help market participants understand, prepare for, and efficiently meet expanded US Treasury central clearing requirements, while unlocking liquidity, reducing risk, and supporting a smooth regulatory transition.

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